Os aumentos da taxa de juros do Fed fizeram com que as taxas de CD aumentassem, mas os cortes de taxas sugeridos podem reduzi-los no outono de 2024. Fed's interest rate hikes caused CD rates to rise, but hinted rate cuts may lower them in Fall 2024.

As medidas de controle da inflação do Fed levaram a aumentos nas taxas de juros, beneficiando os poupadores com taxas de CD mais altas. Fed's inflation control measures led to interest rate hikes, benefiting savers with higher CD rates. No entanto, o rápido declínio recente da inflação e os cortes de taxas sugerem que as taxas de juros de CD podem cair no outono de 2024. However, rapid recent inflation decline and hinted rate cuts imply that CD interest rates may fall in Fall 2024. As taxas de CD atingiram picos em agosto de 2024 (5% APY) devido a aumentos do Fed, mas um corte de taxa poderia reduzir esses retornos. CD rates reached peaks in August 2024 (5% APY) due to Fed hikes, but a rate cut could reduce these returns. É aconselhável comparar taxas, prazos e considerar bancos on-line para taxas competitivas. Comparing rates, term lengths, and considering online banks for competitive rates is advised.