As taxas de juros de cartão de crédito de varejo de 2022 atingiram uma média recorde de 30,45%, acima dos 24,35% em 2021. 2022 retail credit card interest rates hit a record average of 30.45%, up from 24.35% in 2021.

As taxas de juros de cartão de crédito de varejo atingiram uma média recorde de 30,45%, significativamente acima dos 24,35% em 2021, de acordo com um estudo da Bankrate. Retail credit card interest rates have hit a record average of 30.45%, significantly up from 24.35% in 2021, according to a Bankrate study. Esta taxa excede a média geral do cartão de crédito de cerca de 21%. This rate exceeds the general credit card average of about 21%. Alguns varejistas cobram até 35,99%. Some retailers charge as much as 35.99%. Embora esses cartões possam oferecer benefícios para clientes fiéis que pagam integralmente, carregar um saldo pode levar a custos substanciais. While these cards may offer benefits for loyal customers who pay in full, carrying a balance can lead to substantial costs. Os consumidores são aconselhados a ter cautela e evitar aplicações impulsivas. Consumers are advised to exercise caution and avoid impulsive applications.