O banco central da Nova Zelândia deve cortar as taxas de juros, mas as taxas de hipoteca podem não seguir o exemplo. New Zealand's central bank is set to cut interest rates, but mortgage rates may not follow suit.

Espera-se que o Reserve Bank of New Zealand reduza sua taxa oficial de caixa em 50 pontos-base esta semana, com mais cortes de 25 pontos-base a partir de fevereiro. The Reserve Bank of New Zealand is expected to lower its official cash rate by 50 basis points this week, with further 25 basis point cuts starting in February. Embora o OCR caia para cerca de 3%, os mutuários não devem esperar reduções significativas nas taxas de empréstimos imobiliários, pois as taxas de varejo provavelmente ficarão entre 5% e 5,5%. While the OCR will drop to around 3%, borrowers shouldn't expect significant reductions in home loan rates, as retail rates are likely to stay between 5% and 5.5%. O aumento das taxas de swap no atacado para prazos mais longos está aumentando a pressão sobre as taxas de hipoteca, complicando o impacto dos cortes de OCR. Increased wholesale swap rates for longer terms are adding pressure on mortgage rates, complicating the impact of the OCR cuts.