O SBI e o Indian Overseas Bank reduziram as taxas de empréstimo após a mudança do RBI, reduzindo as EMIs e os custos de empréstimos. SBI and Indian Overseas Bank cut lending rates after RBI’s move, lowering EMIs and borrowing costs.

O State Bank of India reduziu suas taxas de empréstimo em 25 pontos base a partir de 15 de dezembro de 2025, após o corte de taxas do RBI, reduzindo sua EBLR para 7,90% e MCLR em todos os prazos, com a taxa de um ano agora em 8,70%. State Bank of India lowered its lending rates by 25 basis points effective December 15, 2025, following the RBI’s rate cut, reducing its EBLR to 7.90% and MCLR across tenors, with the one-year rate now at 8.70%. A taxa base caiu para 9,90%. The Base Rate fell to 9.90%. As taxas de depósito fixas para períodos de dois a três anos foram reduzidas para 6,40%, e a taxa de esquema Amrit Vrishti de 444 dias caiu para 6,45%. Fixed deposit rates for two- to three-year tenures were cut to 6.40%, and the 444-day Amrit Vrishti scheme rate dropped to 6.45%. O Indian Overseas Bank também passou no corte do RBI, reduzindo o seu RLLR para 8,10% e o MCLR em 5 pontos base. Indian Overseas Bank also passed on the RBI’s cut, reducing its RLLR to 8.10% and MCLR by 5 basis points. Espera-se que essas mudanças diminuam as EMIs para os mutuários e reduzam os custos para as PMEs e corporações. These changes are expected to lower EMIs for borrowers and reduce costs for MSMEs and corporations.