Trump afirma que sua proposta de presidente do Fed cortaria as taxas de hipoteca, mas as taxas permanecem estáveis perto de 6,4%. Trump claims his proposed Fed chair would cut mortgage rates, but rates remain stable near 6.4%.

Em 17 de dezembro de 2025, o ex-presidente Trump afirmou que os custos das hipotecas caíram US $ 3.000 por ano sob suas políticas de segundo prazo, atribuindo o declínio aos cortes de taxa esperados por uma nova cadeira do Federal Reserve que ele planeja nomear. In a December 17, 2025, address, former President Trump claimed mortgage costs dropped by $3,000 annually under his second-term policies, attributing the decline to expected rate cuts by a new Federal Reserve chair he plans to appoint. Ele disse que o candidato, provavelmente Kevin Warsh ou Kevin Hassett, deve apoiar fortemente as taxas de redução, embora as taxas atuais do Fed permaneçam em 3,5% a 3,75%. He said the nominee, likely Kevin Warsh or Kevin Hassett, must strongly support lowering rates, though current Fed rates remain at 3.5%–3.75%. Apesar da afirmação de Trump de que a nova cadeira ajudaria a reduzir as taxas de hipoteca, os rendimentos de longo prazo e as taxas de hipoteca permaneceram estáveis perto de 6,3% - 6,4% desde o Dia do Trabalho. Despite Trump’s assertion that the new chair would help reduce mortgage rates, long-term yields and mortgage rates have stayed stable near 6.3%–6.4% since Labor Day. Ele também sugeriu que os presidentes deveriam ter uma palavra a dizer em política monetária, desafiando a independência do Fed. He also suggested presidents should have a say in monetary policy, challenging the Fed’s independence.