Os bancos australianos apenas passaram parcialmente os aumentos de taxa para os poupadores, elevando as taxas de bônus enquanto mantinham baixas as taxas base. Australian banks only partially passed rate hikes to savers, raising bonus rates while keeping base rates low.

Os bancos australianos apenas passaram parcialmente os recentes aumentos de taxas de juros para os poupadores, elevando as taxas de bônus em contas com juros altos enquanto mantinham as taxas base praticamente inalteradas. Australian banks have only partially passed on recent interest rate hikes to savers, raising bonus rates on high-interest accounts while keeping base rates largely unchanged. A análise da Canstar mostra que, enquanto o Reserve Bank of Australia aumentou as taxas de juro, as taxas máximas das contas-prémio aumentaram significativamente, mas as taxas base apenas subiram 0,42 pontos percentuais. Canstar analysis shows that while the Reserve Bank of Australia raised rates, the maximum rates on bonus accounts increased significantly, but base rates only rose by 0.42 percentage points. Esta transferência selectiva ajuda os bancos a manterem fortes margens de juro líquidas e, embora os pequenos bancos estejam a oferecer taxas mais elevadas, a maioria das contas de poupança padrão nas quatro grandes permanece abaixo dos 2%. This selective pass-through helps banks maintain strong net interest margins, and while smaller banks are offering higher rates, most standard savings accounts at the big four remain under 2%. Especialistas alertam que os poupadores devem revisar cuidadosamente as condições para ter acesso às melhores ofertas. Experts warn savers must carefully review terms to access the best deals.